Los Angeles, CA
I haven't had any problems with Universal City Nissan. In fact they saved my life last summer. I was without a car in LOS ANGELES of all places for about a month and a half and walked in with the very little down payment had and drove off the lot in the car that wanted. Granted I was there all day, but for the 5.5 hrs I was there, I would have spent that on public transportation anyway.
I had never financed a car before and they walked me through the process and even after when I had questions, they answered everything. The service department is great too. When I need my oil changed I can get an appointment immediately-no hassle.
I would say that your chances of no having to get a cosigner are better if your credit is above 700 and you have been @ your job for at least 3 to four years...and for me being a freelance artist they really surprised me because most people don't finance freelancers in this town. So, overall I would say they are A okay in my book. But, keep in mind..if you want something you gotta ask for it.